Guide · Telecoms & Broadband

Mis-selling

Where what was sold, promised or represented does not match the contract or service supplied.

Mis-selling is about what you were told, what was omitted and whether that caused you to enter a deal you otherwise would not have chosen.

A telecom sale can be problematic if key information was false, misleading or omitted - for example contract price, speed, coverage, minimum term, included features or cancellation rights. Misrepresentation and consumer-protection law can sit alongside Ofcom’s sales rules.

The evidence at the point of sale matters more than a later generic description of the tariff.

Key points

  • Write down the exact representation and who made it.
  • Preserve sales call recordings, chat transcripts, adverts and order screens.
  • Show why the statement mattered to your decision.
  • Ask for the remedy that follows from the actual problem: cancellation, correction, refund or another form of redress.

Common telecom mis-selling examples

  • Promised speed or coverage meaningfully different from the sales representation
  • Claim that a service/add-on was mandatory when it was optional
  • Hidden minimum term or exit charge
  • Misstated monthly price or future rise
  • Claim that a handset/device finance product had different terms
  • Omission of a material restriction

Misrepresentation versus poor service

If the sales statement was false when made, misrepresentation may be relevant. If the provider promised a service correctly but later failed to perform, that may be breach/service failure instead. Identify when the problem arose.

Ofcom and ADR roles

Ofcom accepts information about mis-selling and can take regulatory action, but individual redress normally comes through the provider complaint and ADR process.

In practice

  • Request the sales call or chat through the complaint process or SAR where appropriate.
  • Quote the exact promise, not a paraphrase if you have the recording.
  • Link the promise to your decision to contract.

Evidence worth keeping

Advert or sales offer
Call recording or notes made at the time
Contract summary and information
Order confirmation
Evidence the supplied service/price differs
Complaint and provider response

Escalate on the evidence, not on labels.

Ofcom says consumers can report concerns about how a telecom service was sold, but Ofcom does not normally adjudicate the individual dispute. Use the provider’s complaints process and, if unresolved, the relevant ADR scheme after deadlock or the applicable six-week period.

Useful wording.

“The disputed representation was [quote/summary]. I relied on it when agreeing the contract. Your document [name] instead records [different term]. Please explain the discrepancy, preserve the sales evidence and state the remedy you propose.”

The remedy should match what went wrong.

Depending on the facts, appropriate outcomes can include correcting the contract to the represented terms, allowing penalty-free cancellation, refunding charges created by the mis-sale, removing an improperly applied termination charge, or paying compensation for demonstrable inconvenience/loss. Do not assume that the word “mis-selling” automatically produces a particular sum.

Ask for point-of-sale evidence before arguing about memories.

Request the contract summary, order confirmation, call recording or transcript where available, sales notes, web-chat transcript and the version of the offer/terms that applied at the time. The provider’s current website is not necessarily evidence of what was offered months earlier.

If a third-party retailer or comparison service was involved, preserve that material too and identify which organisation made the disputed representation.

Turn “I was mis-sold” into specific representations and omissions.

A strong mis-selling complaint identifies exactly what was said or left out, who said it, when it happened and why it mattered to the decision to contract. Examples include being told a price would stay fixed when the contract contained a rise, being promised a speed or feature the service could not provide, being told there was no minimum term, or being given a misleading account of cancellation rights.

Weak allegationStronger formulation
“The salesperson lied.”“At 14:10 on the sales call I was told the monthly price would remain £30 for 24 months; the order confirmation later applied a £3 annual increase.”
“I did not agree to this.”Identify the order, acceptance step, recording or confirmation you say is missing or inconsistent.
“The signal is bad.”If a coverage promise induced the sale, identify the representation and the actual performance/evidence.

Look for the provider's own acceptance signals

Where a provider later says an order was “declined” or “never accepted”, examine what its systems actually did. Useful evidence can include a hard or soft credit search, decision status, an agreement presented for signature, an upfront payment, an order confirmation, a dispatch workflow or an internal note saying the application was accepted.

No single item always proves contract formation. The point is to test whether the later explanation is consistent with the contemporaneous record.

Ask why the consumer was directed into the failed route

If the provider's position is that a particular sales channel or finance product was unavailable to the consumer from the outset, ask why staff or systems directed the consumer there, what eligibility checks were completed before that direction, and what information distinguished the available products at the point of sale.

This is particularly important for online transactions where the provider controls the decisioning logic. A consumer should not have to reverse-engineer internal product names after the event simply to understand why a confirmed order was cancelled.

Remedy depends on what can actually be proved

The appropriate outcome may be correction of the contract, cancellation without penalty, refund of upfront sums, removal of wrongly applied charges, provision of the promised service, compensation through ADR, or, where a separate regulated credit agreement is involved: redress through the relevant financial-services route. Do not ask one forum to decide matters outside its jurisdiction.

Separate the sales representation from the later service failure

If a provider promised a particular speed, feature, price or eligibility status and the service later failed, identify whether the complaint is that the original statement was untrue, that the provider failed to perform what was agreed, or both. The evidence and remedy can differ.

“The adviser was wrong” does not automatically erase the representation

Ask what authority the adviser had, what sales system/information they were using and whether the statement was one the consumer reasonably relied on. A provider should not resolve the issue merely by blaming an individual agent without addressing the contractual or consumer-law consequence of what was said.

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