ConsumerWise hub

Resources

Legislation, regulators, ombudsmen, industry standards, glossary entries, checklists and official-source links.

Reference library

Use primary material to test the explanation you have been given.

ConsumerWise’s guides are designed to make the rules usable, but the source itself matters when a deadline, rule about what the body can deal with, statutory wording or regulator requirement is disputed.

Law, rules, guidance and codes should not be treated as the same thing.

A statute may create a legal right. Regulator rules can bind regulated firms. Guidance explains expected interpretation or good practice. Industry codes can influence reporting and fair practice without being primary legislation. ConsumerWise identifies the type of source so you can understand what weight it carries in the dispute.

Build a source trail

Keep the authority behind an important point.

If a complaint turns on a deadline, statutory duty or scheme rule, save the relevant official page or document and note the version or review date. That makes it easier to show what rule you relied on if guidance later changes.

The Resources area is intended to support the main guides, not replace them. Use the guide to understand the issue, then use the source library to verify the exact wording and current position.

ConsumerWise method

Do not start with the argument. Start with the record.

Use the Resources area when you need to verify the source behind a guide: legislation, regulator material, ombudsman rules, industry standards, directories and reference material. The guide explains the issue; the source lets you check the exact current wording.

Evidence basics Build a chronology